TERMS OF SERVICE — Bodolay Insurance Group

Last Updated: May 9, 2026

By accessing or using our websites including bodolayinsurancegroup.com and pherahbodolay.com and by submitting your information through any of our forms or opt-in pages, you agree to the following Terms of Service.

Services Provided Bodolay Insurance Group provides financial education, insurance consulting, and wealth building guidance to women. Our services include free educational resources, Wealth Strategy Calls, and life insurance and annuity solutions.

Not Financial or Legal Advice The information provided on our websites, in our guides, and through our communications is for educational purposes only and does not constitute financial, legal, or tax advice. Please consult a licensed professional for advice specific to your situation.

Communication Consent By submitting your phone number through any of our forms or opt-in pages you expressly consent to receive SMS text messages from Bodolay Insurance Group. These messages may include appointment reminders, educational content, and promotional messages related to our services. Message and data rates may apply. You may opt out at any time by replying STOP.

By submitting your email address you consent to receive email communications from Bodolay Insurance Group. You may unsubscribe at any time.

No Guarantee of Results Results shared through testimonials or case studies are not guaranteed. Individual results will vary based on personal financial situations, goals, and commitment.

Intellectual Property All content on our websites including guides, graphics, videos, and written content is the property of Bodolay Insurance Group and may not be reproduced or distributed without written permission.

Limitation of Liability Bodolay Insurance Group shall not be held liable for any damages arising from the use of our websites, resources, or services beyond what is required by applicable law.

Governing Law These Terms of Service are governed by the laws of the State of Illinois.

Changes to These Terms We reserve the right to update these Terms of Service at any time. Changes will be posted on this page with an updated date.

Contact Us Bodolay Insurance Group Pherah Bodolay 332 Hadleigh Rd. Bolingbrook, IL 60440 Phone: (708) 809-8086 Email: Pherah@bodolayinsurancegroup.com